Conforming Real Estate Loan Limits For 2018 Increase

Dated: 02/14/2018

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Good news for Buyers planning to get their mountain dream homes. The conforming loan limits for the year 2018 has increased!

In many parts of USA, the standard conventional loan limit has gone up to $463,450. This is otherwise also known as the Conforming Loan Limit. Based on the Permanent High Cost Loan Limit approved through Congress’ HERA bill several years ago, high-cost areas have higher loan limits.

The maximum conforming loan for the highest cost areas is now $679.650 for the year 2018. This applies for both Federal National Mortgage Association (Fannie Mae) and Federal Home Loan Mortgage Corporation (Freddie Mac). Other terms for these loans are Conforming High Balance, Conforming Jumbo, and Super Conforming Loans.

For a complete list of California Conforming Loan Limits, download the PDF filehere.

Credits to

For the counties where I help clients to buy or sell real estate, here is the table that shows their specific conforming loan limit depending on the unit count.

Please take note:

“Unit 1” - refers to a single-family home

“Unit 2” - refers to a duplex-style home with two separate residents, etc.

and so on and so forth for the next units…

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These changes are helpful if you have the intention to buy a luxury house or you would like to settle down in a place with high property values. It will definitely make home-buying easier for many people.

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Ann Nguyen CalBRE 00998262

When reading REALTOR® Ann Nguyen's many testimonials, one message becomes abundantly clear. She genuinely cares for each and every one of her clients. As a result, her service always exceeds their ex....

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